Student loan financial obligation was synchronised with homeownership, but so it dating is not secure along side lifetime course
Student loan financial obligation was synchronised with homeownership, but so it dating is not secure along side lifetime course IV. Quote Inside section we expose all of our results. Earliest, in the area IV.An i explain some basic correlations anywhere between education loan debt and homeownership, plus just how these evolve along the life period and you can differ because of the training top. From inside the point IV.B i reveal the results of many regressions, trying to address the new endogeneity away from education loan personal debt by the controlling to have observable characteristics. Our very own chief identification strategy, playing with an instrumental adjustable approach together with cures/control classification shaping, are detail by detail inside the section IV.C. I following present the results from inside the section IV.D. Within the parts IV.Age and you may IV.F i talk about potential failures source weblink of one’s identifying presumptions and you can run several evaluating to help you validate him or her. Fundamentally, into the area IV.Grams we guess the end result of student education loans for the individuals’ borrowing from the bank scores and you may delinquent status and the size of the mortgage stability. …