Student loan personal debt try correlated that have homeownership, but it relationship is not stable across the lifestyle period
Student loan personal debt try correlated that have homeownership, but it relationship is not stable across the lifestyle period IV. Quote In this section i expose all of our results. Earliest, in the section IV.A we define some elementary correlations ranging from education loan obligations and you may homeownership, as well as how these types of evolve along side life cycle and are very different of the studies level. Within the area IV.B we tell you the outcomes of numerous regressions, trying to target the new endogeneity out-of student loan financial obligation because of the dealing with for observable attributes. All of our head identity means, having fun with an instrumental adjustable approach and the treatment/handle category framing, is actually outlined into the part IV.C. We after that expose the outcomes from inside the area IV.D. During the areas IV.E and you may IV.F i talk about potential downfalls of one’s pinpointing presumptions and you can manage different examination to verify her or him. Eventually, within the area IV.G we guess the effect away from student education loans to the individuals’ credit scores and you will unpaid standing as well as the sized its mortgage stability. (suite…) …